Action Bank (Barcrest) – Review & Demo Play

Game rules for Action Bank

Action Bank is a classic five‑reel slot from Barcrest with 20 paylines and simple controls. I set my stake, hit Autoplay for longer sessions, and let the reels go. The twist sits in the circles that land most often; they bring no cash by themselves, so the base game can feel sparse. That said, there are two bonus rounds waiting behind the Vaults, so the flow swings once you trigger them. I treat it as a basic game with a neat wrinkle.

After any non‑winning spin, one or more circles may randomly turn into Vault Scatters, so dry spells can flip fast. I always sample the Action Bank free play first to see if the pace suits me, then switch to cash once I’m in the groove. Bets are set per line, keeping things clear, and the interface makes it easy to adjust without fuss. That simplicity helps you focus on timing those bonus entries rather than wrestling with clutter.

Action Bank symbols

Action Bank only has a handful of symbols, and the white circles appear most often. They don’t feature on the paytable, but they aren’t pointless either. Following any non‑winning spin, one or more circles can switch into a Vault Scatter, which is the key to the bonus side of the game. Land five Vault Scatters anywhere and you open the road to free spins or the Big Bank, so the blanks become the route to the action.

Beyond the circles, you’ll see white crosses, red 7s and BAR symbols paying for three or more on a line. The Joker Wild doesn’t pay by itself, but it substitutes to help stitch wins together across paylines. It’s a tidy set, which keeps hit evaluation quick while you chase the Vaults. I like how the mix feels familiar from classic cabinets, yet the substitute keeps the lines alive when the reels go quiet in the base game.

Action Bank Symbols and Paytable

Symbol	Quantity	Payout
	5	x500
	4	x100
	3	x20
	5	x100
	4	x20
	3	x10
	5	x50
	4	x10
	3	x5
	Scatter
	Wild

Pay table & bonus rounds in Action Bank

Line pays are clear and tied to your payline stake, which is your total bet divided by 20. Cross pays 5x, 10x, 50x for three, four, five in a row. BAR pays 10x, 20x, 100x for the same lengths. Red 7 pays 20x, 100x, 500x when stacked across a line. Those numbers won’t shock modern players, but they punch when paired with the Wild and the bonus rounds, where most of the balance sits.

Five Vault Scatters trigger a Pick Bonus to see how many free spins you’ve landed, with up to 30 on the table. Double symbols on reel 1 give extra chances to hit, and the feature can retrigger, so a good run stacks quickly. The circles can still convert into Vaults after a dead spin, which keeps the reels interesting during feature droughts. I’ve had sessions where that swap saved a lengthy grind.

The other route leads to the Big Bank Bonus, where a top multiplier of 500x your total bet sits in the mix. That’s where the slot shows its teeth. I also keep an eye on the gamble feature during the free spins; if you make the right call, you can double a payout and keep the momentum going. It’s a simple package, but when the Vaults flow, the game wakes up and pushes beyond the base.

Animation, graphics, and soundtrack of Action Bank

Despite the name, Action Bank isn’t an action adventure. On launch it looks like noughts and crosses, with a pared‑back aesthetic that lets the reels take centre stage. Once you start spinning, the features carry the weight rather than the visuals. Sound effects are basic and generic, which suits the traditional flavour and keeps long sessions easy on the ears. I rate it as a nod to cabinet roots, made for players who want gameplay first.

Action Bank RTP and volatility

The posted RTP for Action Bank is 95.16%, which sits a touch below the online average but still leaves a house edge under five percent. Volatility lands in the medium bracket, so you can expect stretches without much, punctuated by feature bursts. With that profile, I run a proper bankroll and play a measured stake, aiming to weather the blanks until the Vaults turn up. It’s not a slog if you treat the base as a set‑up.

Stakes are flexible. You can play from 0.01 per payline, which sets a minimum of £0.20 per spin across the 20 lines, up to a punchy £400 per spin at the top end. That spread covers low‑stakes sessions and high‑roller punts alike. I like to trial the Action Bank demo first, free of risk, then settle on a bet that keeps me comfortable through the swings while I hunt the free spins and the Big Bank.

Mobile availability for Action Bank

Action Bank has been fully optimised for mobile play. I’ve run it on a notebook, tablet and phone, with no drop in clarity or control. The layout scales cleanly, buttons stay responsive, and Autoplay behaves as expected, so you can take the same approach on the move as on desktop. If you like spinning during a commute, this slot holds up well, keeping the pared‑back feel intact across screens without fuss.

Action Bank verdict

Action Bank blends simple gameplay with two fun bonus features, and the paytable can hit hard when the 7s line up or the multipliers land. There’s risk in the medium volatility, so I’d suggest low‑stakes players try the demo before loading up for a longer spin. When the Vaults arrive, the session livens up quickly; when they don’t, the base still moves at a decent clip. Solid, straightforward, with real punch when the features roll.