Money Cart 3 (Relax Gaming) – Review & Demo Play

How to Play Money Cart 3 Slot

I set my stake between 10p and £100, hit spin, and aim to land 3 symbols anywhere. Money Cart 3 skips regular paylines and opens straight into the re-spins. The triggering symbols lock, 3 re-spins start, and any new symbol resets the count back to 3. Fill a whole reel with locked symbols to open an extra reel, up to two more, for a wider grid. I often use Autoplay for sessions and quick mode to speed things up on mobile.

Symbols and Payouts in Money Cart 3

Money Cart 3 runs on coins and characters. Normal Symbols are coins worth 1 to 10 coins each. Land 3 Bonus symbols to trigger re-spins; those Bonus symbols convert into Coin Symbols worth 0.1x to 1x your bet. Every coin value on the grid adds to your running total, which pays when the round ends or you hit the cap. If Absorber lands, it removes all Coin Symbols to clear space, which can set up stronger chains with fresh money and special actions.

The gold characters reveal a value before acting, typically 0.1x bet, with one exception. Tommy Gun Payer instead reveals 0.5x to 10x and targets a symbol 3 to 10 times. Persistent versions repeat their skill after each spin. That includes Persistent Collector, Sniper, Collector/Payer, Necromancer, and Shapeshifter, which changes type each spin. This mix creates a paytable that is all about stacking multipliers and repeats rather than line wins or symbol sets.

Money Cart 3 Symbols and Paytable

Symbol	Quantity	Payout
	Collect, Special

Money Cart 3 Bonus Features

In Money Cart 3, the bonus is the game. The grid starts at 5 reels and 4 rows. Hit 3 symbols to get 3 re-spins with locking symbols. Any new symbol resets the count to 3. When a reel fills, the cart bolts on an extra reel. You can add up to 2 reels for a 7x4 field with 28 positions. The round ends when re-spins run out or you clip the win cap. It’s a clean Hold and Win flow that fires often.

The characters do the heavy lifting. Collector adds all visible values to itself. Collector/Payer targets 3 to 5 symbols, takes their values, then pays its updated value to each target. Sniper doubles 3 to 8 symbols and can hit the same one again. Necromancer revives 2 to 7 used non-persistent specials. Absorber wipes coins. Tommy Gun Sniper doubles one symbol 2 to 6 times. Tommy Gun Payer reveals a sum and adds it to one symbol 3 to 10 times. Persistent versions repeat every spin.

From my sessions, the persistent crew make the difference. Collector/Payer is a favourite, piling values onto itself before spraying the new total across the grid. Sniper chains can get silly when it keeps hitting the same fat icon. Tommy Gun Payer feels swingy; I’ve seen it show 0.5x as often as 10x, but stacking hits on the right target can snowball. Fill reels early, keep resets flowing, and the board can snowball into serious totals.

RTP & Volatility in Money Cart 3

Money Cart 3 runs a 96.00% RTP with high volatility. Stakes range from 10p to £100 a spin. The stated cap is 100,000 coins, translating to 10,000x the bet because each coin equals 0.1x. There’s no regular base game; you’re thrown straight into re-spins, which suits me when I want bonus-paced play without a buy. The hit rate can feel streaky, but the ceiling keeps me engaged when a session finds a couple of sticky persistents and expanding reels.