Tree of Riches (Pragmatic Play) – Review & Demo Play

Introducing Tree of Riches Online Slot

Tree of Riches by Pragmatic Play is a 3-reel, single payline slot built around an Asian-inspired money tree. It keeps things simple and leans on the Tree of Coins Wild to do the heavy lifting. That Wild can apply a random 5x, 8x, or 10x to wins, and when it lands beside a blank, a Respin kicks in and guarantees a hit. The top symbol pays 288x, while the overall Maximum Win reaches 2,880x. I rate that kind of setup when I fancy quick sessions.

I see Tree of Riches as beginner friendly, yet it still holds interest if you like classic maths. With only one line, outcomes are clear, and the interface is tidy. Bets run from 0.01 to 50 a spin, so I can scale stake without faff. Most value drops when Wilds line up, so I play in bursts and wait for multipliers or the Respin to spark a run. It’s not complex, and that’s the point.

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Theme & Design in Tree of Riches: Asian Wealth Fantasy

When I loaded Tree of Riches the red and gold palette jumped out straight away, with silk-style patterns and a clean frame around the reels. Symbols are coloured money bags – red, purple, and green – stuffed with coins, while a glowing money tree sits centre stage. The audio leans on traditional Oriental cues that loop gently and lift when wins land. It’s a tidy look that suits the theme and keeps the focus on the spins.

Symbols & Payouts in Tree of Riches

The paytable is lean. Three Red Money Bags pay 88x your bet, three Purple Money Bags pay 58x, and three Green Money Bags pay 28x. Any mixed trio of Money Bags pays 5x, handy for keeping balance ticking over. The Tree of Coins Wild substitutes for all symbols and brings its own line win. Land three Wilds on the payline and you’ll get 288x your bet, which is the premium base payout before multipliers step in.

Wilds can carry a random win multiplier of 5x, 8x, or 10x when part of a win, which is where the game can take off. In practice, my better returns came from simple two-symbol lines augmented by a Wild with a 10x applied. It’s still a tight, classic setup, but the numbers are punchy enough to matter. With so few symbols, you always know what you’re chasing, and the table reads in seconds.

Tree of Riches Symbols and Paytable

Symbol	Quantity	Payout
	Wild
	3	x288
	3	x88
	3	x58
	3	x28
	3	x5

How to Play Tree of Riches Online Slot

Getting started is dead easy. Use the + and − to nudge your total bet, or open the bet menu to adjust coins and value. The large spin button starts a round, while Autoplay handles batches if you want hands-off spins. Credit and Bet panels toggle between coins and cash. Tap the i icon to view the rules, symbol values, and feature notes. I keep Quick Spin on through the settings cog for faster cycles and smoother bankroll tracking.

With one payline, I line up wins left to right across the middle. I like setting a session target and letting Autoplay grind through, pausing only when I hit a Wild. The game logs history cleanly, so it’s easy to review swings after a run. Sound can be toggled per taste, though I often keep the music low and effects on to catch feature cues. The interface does its job and keeps the flow steady.

Bonus Features in Tree of Riches

Tree of Riches has two bits that matter. First, the Win Multiplier tied to the Tree of Coins. When a Wild joins a winning line, it can roll a 5x, 8x, or 10x multiplier and apply it to the total spin win. That’s the spike you’re fishing for, and it can turn a modest hit into a tidy payout. It doesn’t trigger every Wild win, but when it does, the reels feel lively.

Second, the Wild Respin. Land two Wilds with a blank on the third reel and the empty reel respins until a win lands. The game locks the Wilds, and you’re guaranteed a payout from that setup. In my sessions, this was the most reliable way to build momentum without long droughts. No free spins, no pick games, just a classic loop where the Wild rules the flow.

Max Win, RTP, & Variance in Tree of Riches

The headline numbers are clear: Maximum Win of 2,880x your stake, theoretical RTP around 96.45%, and high volatility. The maths expects stretches between bigger hits, so I budget for swing and avoid pushing stake after dry spells. Most of the return seems tied to Wild multipliers and the three-Wild 288x line. If you can live with the gaps, the peaks feel satisfying and the single line keeps the distribution honest.

Tree of Riches: A Slot Worth a Spin?

This is a divisive slot. If you like Asian-themed games with simple features and big symbol payouts, Tree of Riches will suit. The visuals are neat, spins are fast, and the Respin plus multipliers give enough bite for short sessions. I use it when I want a no-fuss build that can still throw a sharp win. It scratches the classic itch without drowning you in menus.

If you’re chasing layered mechanics or towering max potential, you’ll likely pass. The gameplay loop is narrow and can feel samey over long stretches. For me, it works as a focused, high-variance three-reeler where timing matters. Set a cap, pace the spins, and give it a spin to see if the Wild tree clicks with your rhythm.