Empty the Bank (Pragmatic Play) – Review & Demo Play

Empty the Bank: Slot Overview

I’ve spent a fair few sessions with Empty the Bank, a 5-reel, 4-row, 20-ways robbery caper from Pragmatic Play. Stakes run from 20p to 100 per spin, with an optional Ante Bet that raises the stake by 25% to boost bonus odds. The setting feels like a late-night city job with a mouthy Cockney burglar and jaunty heist music. It’s a highly volatile slot, rated 5/5, and the action leans hard on a hold & win style respin feature packed with special symbols.

Base game play is light on extras, but the character work and the frequent chirps from the burglar keep it lively. The bonus round is the main draw, and during my sessions it triggered at a decent clip, though outcomes varied. The headline figure is a 10,000x max win via a vault-cracking setup in the feature. If you like high-risk heist themes and a chatty lead, this one nails the breezy, film-style bank job vibe.

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Empty the Bank Symbols and Paytable

The top symbol is the crown, paying 20x for five and paying from just two of a kind. Other premiums are coins, banknotes, gold bars, and a sack of jewels, typically 4x to 10x for five. Lows are metallic J–A. The robber’s face is the wild, appearing on all reels and substituting for everything except the bonus. Scatters are the twin safe doors on reels 1, 3, and 5; land all three to trigger the key respin feature. Wins pay left to right on adjacent reels.

Empty the Bank Symbols and Paytable

Symbol	Quantity	Payout
	5	x20
	4	x5
	3	x2.5
	2	x0.25
	5	x10
	4	x5
	3	x2
	5	x5
	4	x4
	3	x2
	5	x5
	4	x3
	3	x1
	5	x4
	4	x3
	3	x1
	5	x3
	4	x1
	3	x0.5
	5	x3
	4	x1
	3	x0.5
	5	x2
	4	x0.5
	3	x0.25
	5	x2
	4	x0.5
	3	x0.25
	Scatter
	Wild

Empty the Bank: Slot Features

Hit 3 safe scatters on reels 1, 3, and 5 to move from the base game into a separate vault. The round starts on a 4x5 grid bordered by locked positions, and it can expand right out to a 7x7 layout. You begin with 3 respins; any new symbol landing resets the counter to 3. Money symbols stick and carry values from 1x to 10x total bet, with special symbols acting as modifiers that either open locked spaces or raise collected values as the raid unfolds.

Modifiers include Walkie Talkie, which adds +1 or +2 to all money symbols on every subsequent spin, and Computer, which pays 1x and doubles all present money values. Burglar collects everything in view, clearing space for fresh symbols. Alarm increases the spin allowance to 4 for the rest of the round. Drill opens reel 1, Hammer opens reel 7, while Ladder opens row 6 on first hit and row 7 on the second, each also paying 1x your stake when they land.

Safe Door symbols pay 1x on hit, and landing three during the round awards the 10,000x max win. The feature ends when no respins remain or the grid is filled. You can engage the Ante Bet to increase the chance of triggering for a 25% stake bump. A bonus buy is offered at 80x in some regions (not the UK), and carries a near-identical RTP to the default mode. The loop is a classic hold & win flow with punchy expansion and stacking value steps.

Empty The Bank RTP – Be aware of this!

Empty the Bank’s default RTP sits at 96.48% in standard and Ante Bet modes, while the bonus buy variant is listed at 96.44%. Some operators run lower settings, commonly around 94.48%. That trim sounds small, yet the effective house edge moves from 3.52% up to 5.52%, which is a notable shift over long play. I always check the in-game info panel in real-money mode to see the configured RTP, as demo or logged-out screens tend to show the best figure.

Volatility is high, with a 10,000x cap via the Safe Door trio in the feature. The Ante Bet adds 25% to your stake to bring in more bonus symbols, which I’ve found handy for cutting the grind. Expect the base to tick along, with the real pace arriving in respins when Walkie Talkie or Computer hit early. If you’re RTP-aware and comfortable with spiky variance, the maths model feels right for timed bonus hunts and short, focused sessions.

Gameplay and Payouts in Empty the Bank

The base setup is 5x4 with 20 fixed lines and nine regular symbols. The vibe is comic-book heist on a rooftop, with stacked symbols helping line hits when wilds thread in. Default RTP is 96.48% and max win is 10,000x, squarely tied to the respin round. Bets range from 20p to 100 per spin, and the Ante Bet bumps the stake by 25%. In my runs, the best rounds built around early grid expansion, then Computer and Walkie Talkie nudging values up before a timely Burglar sweep.

Empty the Bank: Slot Verdict

For me, Empty the Bank is a game of two halves: a lean base and a feature that carries the lot. The modifier mix keeps the hold & win fresh, though some rounds fizzle if key pieces don’t arrive. The 10,000x cap is a solid target, reachable via the three Safe Doors, but most results sit well below. I like the cheeky burglar, the pace, and the expanding grid tension. If you want a character-rich heist with high volatility stakes, this ticks that box.