Bank Vault (Microgaming) – Review & Demo Play

Bank Vault - Game Overview

Bank Vault from SpinPlay drops you into a 5x3 grid set inside a bank, with the Cash Wheel sitting above the reels. It’s a money-themed scatter jackpots instalment that mixes instant cash prizes with a wheel that can add multipliers, free spins, or a side game. The vibe is classic yet tidy, and the play sits in that medium volatility sweet spot. I found it a decent allrounder, with the larger returns coming when the wheel’s multiplier steps in.

Symbols & Paytable in Bank Vault

Regular symbols pay between 1x and 2x your stake for 5 of a kind, which keeps base game hits ticking over. The diamond symbol is the standout regular, paying 4x, 6x, or 10x your stake for 5-of-a-kind single, double, or triple diamond wins. A mixed line of diamond symbols pays 2x for 5 of a kind, offering a small step up from the low-tier icons without needing a perfect match.

The Wild symbol does the heavy lifting, subbing for all regular pay symbols and paying 40x your stake for 5 on a line. That top-line wild payout anchors the paytable, and it helps glue together lines when the reels misalign. With diamonds and wilds doing the paytable’s main work, the rest of the game’s punch actually comes from scatters and the wheel, which is where the real swings and the bigger session pivots arrive.

Bank Vault Symbols and Paytable

Symbol	Quantity	Payout
	9	x2500
	8	x500
	7	x100
	6	x50
	5	x15
	4	x5
	3	x1
	Wild
	5	x40
	4	x10
	3	x4
	5	x10
	4	x3
	3	x1
	5	x6
	4	x2
	3	x0.8
	5	x4
	4	x1.6
	3	x0.6
	5	x2
	4	x0.8
	3	x0.4
	5	x2
	4	x0.8
	3	x0.4
	5	x1.5
	4	x0.5
	3	x0.2
	5	x1
	4	x0.3
	3	x0.1
	5	x1
	4	x0.3
	3	x0.1
	5	x1
	4	x0.3
	3	x0.1
	5	x1
	4	x0.3
	3	x0.1
	Scatter

Instant Scatter Jackpots in Bank Vault

Diamond Dollar scatters land anywhere and pay an instant Cash Prize. Hit 3, 4, 5, 6, 7, 8, or 9 scatters and you get 1x, 5x, 15x, 50x, 100x, 500x, or 2,500x your stake, respectively. These hits are clean pick-me-ups that bypass paylines, and they can land without any wheel involvement. When I’m grinding, I rate these as the steady shots that keep the balance alive between wheel triggers, with the top end feeling punchy for a base strike.

Cash Wheel and Free Spins in Bank Vault

Three Cash Wheel bonus symbols on reels 1, 3, and 5 trigger a spin on the wheel above the grid. The wheel can award a Diamond Dollar prize, up to 30 free spins, or the Cash Catch feature. Crucially, it also assigns a multiplier of x2, x3, or x4, and that multiplier applies to whatever the wheel gives. When the wheel lands, you know you’ve got at least a x2 rider on your outcome, which raises the ceiling quickly.

The free spins round plays like the base, but every win is multiplied by the wheel’s awarded value. With up to 30 spins at x2 to x4, sequences can stack up neatly. I rate the wheel’s unpredictability as the spark here. You’re not sure whether you’ll land spins, instant cash, or the side game, yet the multiplier is the glue that makes any of those outcomes feel worth chasing.

Cash Catch Feature in Bank Vault

Cash Catch throws flying cash across the screen, and you grab random prizes that are then multiplied by the wheel’s value. It’s a trademarked take on a pick-style burst and sits as the game’s somewhat innovative extra. I’ve found it breaks up the rhythm well and can clip tidy totals, especially when paired with x3 or x4. It’s not a marathon, more a short, sharp burst that can turn a flat session into something to bank.

Bank Vault - Volatility & Max Win

This is a medium volatility build, so it plays as a decent allrounder. The headline figure is the instant cash potential scaling up to 10,000x your stake when multipliers apply. Without a multiplier, the instant scatter ladder tops out at 2,500x, which is fine for straight drops. The wheel is key, though, since an awarded x2, x3, or x4 multiplier can turn otherwise standard outcomes into proper session makers.

With a x4 in play, Diamond Cash prizes can range between 4x and 10,000x your stake, and that’s where the game’s upper range sits. I treat Bank Vault as a scatter jackpots instalment that asks you to hit the wheel at a decent clip. The base delivers enough to keep you in the mix, but the biggest swings and best numbers come when that multiplier rides along.

Review Summary for Bank Vault

SpinPlay’s Bank Vault doesn’t try to reinvent the wheel. It’s a well-made Instant Cash Prize game with a Cash Wheel that is somewhat thrilling when it lands. I like that the wheel guarantees at least x2 when it shows up, and that any of its outcomes can scale. The base pays are serviceable, the theme is clean, and the grid is readable. The real shift comes from multipliers doing their work.

Unmultiplied instant prizes feel modest compared to the top ladder, but once multipliers apply, the ceiling jumps fast. Cash Catch adds a fresh burst, and free spins with a global multiplier remain a reliable route to stacking returns. I’d call it an above-average instalment in the scatter jackpots genre. It’s steady, with occasional spikes that change the session narrative.

As a seasoned punter, I treat it as a grinder with pop. Medium volatility suits players who want movement without a slog, while still offering real upside when the wheel cooperates. If you enjoy instant cash ladders, wheel spins, and multipliers that actually matter, Bank Vault sits in a good lane. It won’t surprise hardened slot heads often, yet it delivers when the key pieces align.